About Us
In 2002 Rob Hardy and Paul & Karen Dobson came across Vendor Finance in residential real estate and started researching the idea. They found it had been re-introduced to the Australian marketplace around 1998 and their research led them to believe it was an excellent business model. They bought their first properties in 2003 and on-sold them with Vendor Finance soon thereafter. Their individual real estate Vendor Finance businesses were underway.
Both Paul & Karen and Rob enjoy living in Port Stephens, NSW. Inevitably, they met and started talking Vendor Finance.
negative2positive and JV Property Partners are registered business names of Harson Holdings Pty Ltd atf The Harson Trust. The Harson Trust commenced trading in 2007 when Paul & Karen and Rob combined their real estate Vendor Finance businesses. Combining both businesses has reduced costs and allowed for greater growth than was possible as two separate businesses.
Getting into a real estate based business, in NSW, in 2003 may not be regarded as perfect timing! However, even with the recent “challenges” in the real estate market, they have been able to use the benefits of Vendor Finance, to build their property portfolio to a size they never dreamt of.
negative2positive and JV Property Partners now generate cash flow they’re delighted with and the resulting growth of their property portfolio has allowed Rob, Paul & Karen to give up their jobs in the Aviation, Health and Building industries and work in their business full time.









