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	<title> &#187; Blog</title>
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		<title>Make Sure Your Rent To Own Paperwork Stacks Up</title>
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		<comments>http://negative2positive.com.au/blog/make-sure-your-rent-to-own-paperwork-stacks-up#comments</comments>
		<pubDate>Fri, 18 Jan 2013 03:33:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://negative2positive.com.au/?p=362</guid>
		<description><![CDATA[When setting up a Rent To Own most of us focus on the transaction being a bunch of paperwork designed to get our tenant/buyers into home ownership.  While this is correct it&#8217;s also important to recognise that it&#8217;s made up of two separate documents, i.e. a Residential Lease and a Call Option. A Call Option]]></description>
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		<title>Balloon Payments</title>
		<link>http://negative2positive.com.au/blog/balloon-payments?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=balloon-payments</link>
		<comments>http://negative2positive.com.au/blog/balloon-payments#comments</comments>
		<pubDate>Thu, 13 Dec 2012 09:43:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://negative2positive.com.au/?p=342</guid>
		<description><![CDATA[With more and more people deciding to sell their properties with vendor finance Instalment Contracts or Deposit Finance, quite a few are opting for relatively short terms, e.g. 5 years, with a large ‘balloon’ payment at the end of the term. Our discussion here does not include properties being sold with a Lease/Option (Rent To]]></description>
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		<title>Statements</title>
		<link>http://negative2positive.com.au/blog/statements?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=statements</link>
		<comments>http://negative2positive.com.au/blog/statements#comments</comments>
		<pubDate>Fri, 30 Nov 2012 06:44:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://negative2positive.com.au/?p=338</guid>
		<description><![CDATA[Sending out a loan statement for an Instalment Contract or Second Mortgage would, on the surface, seem to be a pretty straight forward thing to do.  It is but, with the advent of the National Credit Code, these statements have got to contain a prescribed list of information and be sent out at regular intervals.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A Consumer’s Requirements &amp; Objectives</title>
		<link>http://negative2positive.com.au/blog/a-consumers-requirements-objectives?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=a-consumers-requirements-objectives</link>
		<comments>http://negative2positive.com.au/blog/a-consumers-requirements-objectives#comments</comments>
		<pubDate>Sat, 17 Nov 2012 06:26:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://negative2positive.com.au/?p=332</guid>
		<description><![CDATA[At a recent Vendor Finance Association meeting the topic of ASIC&#8217;s requirement for a &#8216;needs analysis&#8217; of a potential Instalment Contract buyer was discussed.  More on this subject follows. What ASIC say ASIC Regulatory Guide 209 requires ACL holders and Credit Representatives to undertake: “Reasonable inquiries about a consumer’s requirements and objectives” It then goes]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Australian Consumer Law – Watch Out!</title>
		<link>http://negative2positive.com.au/blog/australian-consumer-law-watch-out?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=australian-consumer-law-watch-out</link>
		<comments>http://negative2positive.com.au/blog/australian-consumer-law-watch-out#comments</comments>
		<pubDate>Fri, 26 Oct 2012 06:15:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://negative2positive.com.au/?p=304</guid>
		<description><![CDATA[In the first edition of N2P News I mentioned I&#8217;d cover the requirements of both the Australian Consumer Law and the National Credit Code in future editions. This edition does mention the National Credit Code briefly but its real focus is to make you aware to your obligations under the Australian Consumer Law, as it]]></description>
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		<item>
		<title>Welcome to the first N2P News</title>
		<link>http://negative2positive.com.au/blog/welcome-to-the-first-n2p-news?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=welcome-to-the-first-n2p-news</link>
		<comments>http://negative2positive.com.au/blog/welcome-to-the-first-n2p-news#comments</comments>
		<pubDate>Mon, 08 Oct 2012 09:33:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://negative2positive.com.au/?p=294</guid>
		<description><![CDATA[Hi ,Welcome to the first N2P News. In the current market many investors are looking to convert their investment property from negative gearing to positive cash flow by selling with vendor finance (VF).  Interestingly a lot of investors have decided to undertake this VF sale on a ‘do it yourself’ (DIY) basis.Selling your own property with VF]]></description>
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